Capstone Benefits
The ideal Capstone client can't be defined by industry, or by the kind of plan structure they require. Our experience stretches across business sectors with success stories in each type of plan. What our clients do have in common is a need for a solution that goes beyond the expected, and an appreciation of our principled guidance that delivers them there.

Self-Insured Solid advice in response to growing complexity

Your health plan reaches far beyond providing basic medical coverage for your employees. It affects your competitiveness and your ability to attract and retain top talent; it can either fuel or hinder productivity; and its costs have put it near or at the top of senior management’s list of concerns.

Consumerism has added a new level of complexity in plan design and employee communication. Wellness and disease management programs claim to produce savings, but no two vendors provide services in the same way or calculate savings using the same formula. The best deal for Pharmacy Benefit Management services seems to lie with whoever you spoke to last.

Human Resources departments are trying to do more with less, and although our typical client is quite benefits savvy, the complexity and sheer volume of the work is overwhelming. In addition, financial analysis is a key component in the decision making process. Benefits are quite possibly the fastest growing expense that a company has, and CFO’s are now involved in benefits evaluations from the very beginning.

We know the difficult position you’re in – we’ve been there ourselves. That’s why we’ve put together the services, tools and information that will help you most. As consultants, we combine our healthcare and business expertise to provide you with more than just numbers and spreadsheets. We perform targeted analyses and studies to help you sort through the clutter and advise you on those things that matter most to you. We bring innovative products to the table that are not offered by most companies, but can solve many of your concerns about risk and cash flow. We help ensure that compliance is not one of the items neglected because of your hectic schedule and can help you develop action plans and communications to assure compliance with ERISA and other State or Federal regulations.. We can even help you with marketing communications and service – aspects of your plan that are easily forgotten, but are what both members and plan administrators say they value most.

There is a business strategy behind providing employee benefits. We help you define it – and achieve it.